acklinegymejac1362.blogspot.com
The company uses federal regulatory data to rate credif unions based oncapital ratio, profit/loss trend, delinquent loansd and other factors. Bauer's rating ranke from a high of 5 stars to a low of 0 Of the 10 largest South Florid credit unionsby assets, six maintained a five-stafr (superior) rating: IBM Southeast Employees Credirt Union and Brightstar Credit Union held on to theidr four stars (excellent) in the first They had been downgraded from five stars in the thire quarter. Priority One Credit Unionb in Sunrise fell from to threse stars from four stars in the firsy quarterwith 69.9 millio in assets, 1.6 percen t of which were nonperforming.
, South Florida’s second-largest credit union with $738 million in held on to its three stars in thefirsyt quarter. It was downgraded to thre stars (adequate) from four stars in the fourtj quarter. The Pembroke Pines-basecd credit union counted 1.74 percent of its assetsz as nonperforming. First Choice in West Palm Beach also hadthrer stars. , the largest in Soutu Florida with $1.62 billion in assets, remained the only credift union in the state rated zero stars by The Miramar-based credit union counted 8.6 percent of its assetse as nonperforming. It was placefd into conservatorship by Florida regulators on Aprill 24 after heavy losses and the oustedfits management.
Space Coast Credit Unio n has shown an in acquiringEastern Financial.
Sunday, September 30, 2012
Saturday, September 29, 2012
The Lustgarten Foundation Presents Five Most Important Things To Know About ... - Sacramento Bee
esivyjifag.wordpress.com
The Lustgarten Foundation Presents Five Most Important Things To Know About ... Sacramento Bee 27, 2012 -- /PRNewswire/ -- The first anniversary of the death of Apple co-founder Steve Jobs on October 5 reminds us of the importance and need for research in the fight against pancreatic cancer, the most lethal of » |
Thursday, September 27, 2012
Training future nonprofit workforce pays dividends - San Antonio Business Journal:
ogarawo.wordpress.com
“There’s awakening that nonprofits are they have to be runas businesses,” says Stevwe Saldana, president and CEO of of San itself an $8 million per year operation. “Nonprofits are businessews that do good work as their Butif they’re not run then they can’t deliver theitr product well.” A 2006 study titlec “What’s Next?” by The Building Movement Project found that therew is a pending crisis in nonprofit leadership.
“A host of national, regional and local studies of nonprofig leaders have found thatmost (more than 50 percent and often closer to 75 report that they were planning to leave their jobs withimn the next five years,” the report What’s more “... the nonprofitr sector is simply not prepared to cope with the mass exodusz that will result when the aging baby boom generation Thereis hope. To help readuy the next generation ofnonprofit executives, high schoolw and colleges are arming students with more than an obligatorg service project.
Today’s young people can earn a useful nonprofitg business skill set so they know how to balancsthe books, make the big and create marketing programs before they spend two years playing catch-up at the Most local colleges and universities now offer a certification or minor specificc to the nonprofit world. The (UTSA) offers the American Humanics (AH), an undergraduatde and graduate certification program that falls undedr the purview ofthe college’s Center for Policyu Studies.
AH is a consortium of 70 universities and nonprofit organizations that works to identify the keycompetenciexs — ranging from fundraising to social servicw management — required to be a good leadee in the nonprofit sector. To earn the AH undergraduatew orgraduate degree, students enroll in thesre courses: accounting, management, marketing, introductio n to nonprofit management and introduction to In addition, students complete a 300-hour internship at a 501(c) organization.
(This requirement often is waived for graduate students who already work at a They also are active in the American Humanicssstudent chapter, which requires fundraising for theirr trip to the , a boot camp for nonprofites that includes classes, seminars and networking interviews. Often those contacts hook students up with future jobs at nonprofitsw aroundthe country. One UTSA AH graduate is currently interniny with the Boston office of the Clinton Foundation working withthe agency’z HIV/AIDS project. Another just helped the San Antonioo Livestock and Rodeo compilean all-inclusive alumni directorty of all students who once were involve with the program.
Francesca Rattray is UTSA’ campus director for American Humanics, which has produce 70 graduates fromits 10-year-old Last year, Rattray gave sales pitches to more than 1,000 students in busines and general liberal arts classes and held a challenging AH enrollees to recruit “Most college students don’t say: ‘I want to be a non-profitg manager,’” Rattray says. “They usually know they want a job with a senserof purpose. And as they investigate their they usually find out about American Humanics a little late junior orsenior year.” The other First generation college students feel pressured from their families to take traditiona career paths.
“In some ways, it’s a persona challenge for these students to convince theireparents — who are making a sacrifice for theire children to be at college that the nonprofit world offerd good jobs with high-payinv salaries,” Rattray says. Indeed, the top leaders of the 5,324 charities in America evaluated by Charitgy Navigator earn an average salaryuof $148,972. The local YMCA currently has job listingh for a financial qualityassurance professional, salary $45,00o to $50,000.
To catch nonprofigt workers at the othedr end of the careerspectrumm — like executives retiring from for-profit careers, longtimer nonprofit directors who need to polish their skills or young professionals recently voted onto nonprofit boards UTSA offers a nonprofitg certification program, a once-a-month, sevenh class series that targets specifiv issues such as human resources, managing risk, special eventg planning, and how to motivatre employees with nontraditional perks. This year’xs nonprofit management program has the largest class ever with 55participantw (the cap is 60), Rattray says.
The professionals in those classes are alreadyy working to make San Antonio abettee place. Many of the students who graduate with a minord in American Humanics stay on to work at places likeCatholic Charities, Any Baby Can and Red In a city wherre 17.3 percent of the populationj falls below the poverty level (1999 ), groominf tomorrow’s nonprofit leaders will yield the best kind of return on investmeng (ROI).
“There’s awakening that nonprofits are they have to be runas businesses,” says Stevwe Saldana, president and CEO of of San itself an $8 million per year operation. “Nonprofits are businessews that do good work as their Butif they’re not run then they can’t deliver theitr product well.” A 2006 study titlec “What’s Next?” by The Building Movement Project found that therew is a pending crisis in nonprofit leadership.
“A host of national, regional and local studies of nonprofig leaders have found thatmost (more than 50 percent and often closer to 75 report that they were planning to leave their jobs withimn the next five years,” the report What’s more “... the nonprofitr sector is simply not prepared to cope with the mass exodusz that will result when the aging baby boom generation Thereis hope. To help readuy the next generation ofnonprofit executives, high schoolw and colleges are arming students with more than an obligatorg service project.
Today’s young people can earn a useful nonprofitg business skill set so they know how to balancsthe books, make the big and create marketing programs before they spend two years playing catch-up at the Most local colleges and universities now offer a certification or minor specificc to the nonprofit world. The (UTSA) offers the American Humanics (AH), an undergraduatde and graduate certification program that falls undedr the purview ofthe college’s Center for Policyu Studies.
AH is a consortium of 70 universities and nonprofit organizations that works to identify the keycompetenciexs — ranging from fundraising to social servicw management — required to be a good leadee in the nonprofit sector. To earn the AH undergraduatew orgraduate degree, students enroll in thesre courses: accounting, management, marketing, introductio n to nonprofit management and introduction to In addition, students complete a 300-hour internship at a 501(c) organization.
(This requirement often is waived for graduate students who already work at a They also are active in the American Humanicssstudent chapter, which requires fundraising for theirr trip to the , a boot camp for nonprofites that includes classes, seminars and networking interviews. Often those contacts hook students up with future jobs at nonprofitsw aroundthe country. One UTSA AH graduate is currently interniny with the Boston office of the Clinton Foundation working withthe agency’z HIV/AIDS project. Another just helped the San Antonioo Livestock and Rodeo compilean all-inclusive alumni directorty of all students who once were involve with the program.
Francesca Rattray is UTSA’ campus director for American Humanics, which has produce 70 graduates fromits 10-year-old Last year, Rattray gave sales pitches to more than 1,000 students in busines and general liberal arts classes and held a challenging AH enrollees to recruit “Most college students don’t say: ‘I want to be a non-profitg manager,’” Rattray says. “They usually know they want a job with a senserof purpose. And as they investigate their they usually find out about American Humanics a little late junior orsenior year.” The other First generation college students feel pressured from their families to take traditiona career paths.
“In some ways, it’s a persona challenge for these students to convince theireparents — who are making a sacrifice for theire children to be at college that the nonprofit world offerd good jobs with high-payinv salaries,” Rattray says. Indeed, the top leaders of the 5,324 charities in America evaluated by Charitgy Navigator earn an average salaryuof $148,972. The local YMCA currently has job listingh for a financial qualityassurance professional, salary $45,00o to $50,000.
To catch nonprofigt workers at the othedr end of the careerspectrumm — like executives retiring from for-profit careers, longtimer nonprofit directors who need to polish their skills or young professionals recently voted onto nonprofit boards UTSA offers a nonprofitg certification program, a once-a-month, sevenh class series that targets specifiv issues such as human resources, managing risk, special eventg planning, and how to motivatre employees with nontraditional perks. This year’xs nonprofit management program has the largest class ever with 55participantw (the cap is 60), Rattray says.
The professionals in those classes are alreadyy working to make San Antonio abettee place. Many of the students who graduate with a minord in American Humanics stay on to work at places likeCatholic Charities, Any Baby Can and Red In a city wherre 17.3 percent of the populationj falls below the poverty level (1999 ), groominf tomorrow’s nonprofit leaders will yield the best kind of return on investmeng (ROI).
Wednesday, September 26, 2012
Northwest Houston sees continuing strong activity - Houston Business Journal:
a-ee85aqa.blogspot.com
Most of the sale and development activity is primarily for industrialdevelopmenty (both for users and speculative), residentiak single-family homes and retail And, despite the fact that office development activity is generallty low around Houston, the northwest secto r has several speculative office buildings projected for constructio this year. Specific projects by category Land salesalong U.S. 290, historically the hot corridor for industrial development activity in the are slowing due to limited availabilit of largedevelopment sites.
The majoritu of business park land in that area has been developec over the last few years so users and developeras are shifting their focus to Beltwag 8 forsuitable sites. Some recent major industrial developmengt deals include a TranswesternProperty Co. project on Beltway 8 near Clay Transwestern isbuilding 108,000 square feet of dock-high distribution and 78,00o square feet of semi-dock service center. • CORE Developmeng also recently purchaseda 22-acre site in Legacyu Park at Beltway 8 and Core plans to build two buildings on the The largest will be a 400,000-square-foort distribution facility.
• A Dallas group recentlu acquireda 59-acre tract in Legach Park on the north side of Beltwat 8 at Fallbrook. They plan to build a 60,000- to 80,000-square-fooyt building for their own use and sell the remaining acreagsfor development. • Vantage Houston acquired a 28-acrs site that wraps the southeast corned of Beltway 8 and WestLittle • Caldwell Watson is continuing to develo speculative facilities in in the Greenspoint Encouraged by interest in the first two phases, the company is working on phasee three and four. Phase three will include 40,000 squarer feet of distribution spaceand 25,00o square feet of flex space.
In addition to speculative projects, there have also been a number of companies that have choseb the Beltway 8 corridor of northwest Houston to such asChair King, which built an 80,000-square-foot buildinb on Beltway 8 just south of Clay Road for the firm'd new headquarters. The Houston Builders Association also recentlhy completed an office building for its new headquarters on the Beltway near West Office development activity has generally halteed as the Houston marketr absorbs the abundance of existingf product that was built in 1998and 1999, particularly on the city'a west side.
The northwestr Houston sector, however, does not seem to be mirroringthis slowdown, as evidencedx in two northwest locations -- Cypresswood Drivse and the Greens Crossing area in Greenspoint. • Alan Kent is developing a 48,000-square-foot, four-story office building on Cypresswoox Drive between Stuebner Airline andTC Jester. Simmons Vedder & Co. has another site under contracgt inGreens Crossing, continuing the firm's highly successful speculative office developmeny at Greens Crossing. Twin one-story officw buildings totalingapproximately 158,000 square feet were completed and fully leased last fall.
Residential single-familuy home development remains hot as many new communitieas continue to exceedsales projections. Some significant examples areRock Creek, a 215-acre development on Granrt Road north of Spring which features an upscale Hill Country theme with large lakes and rolling terrain. • Coles a 1,200-acre, master-planned community at U.S. 290 and Barkert Cypress, continues to prosper. Coles has approximately 1,0009 of its projected 2,4009 lots on the ground and is on a pace to sell 300 homeethis year.
• Golf communities remaih popular in the northwest areaof Houston, with Gleannlocnh Farms, a 2,200-acre golf community on Spring Cypresws Road at Champions and Stone Gate on Barker Cypress, south of US 290. To keep up with the growth of families moving to the northwest area, many of the area's hospitals are expanding, and Methodisy Health Care System is building The Methodist Health a $79 million, 64-bed communitt health center, which is scheduled for a Decembee 2000 opening on 20 acres at the cornert of SH 249 and Willowchase Boulevard.
The area's tremendous home growth, coupled with some of the highesg average income levelsin Houston, attracts new retail and restaurantr development. Land deals for restaurant and retaiol projects are cropping up on all the majofr corridors of the area withno slow-down in sight. Some significang retail deals: • Home Depot recently purchased a site on SH 249 nortnhof Louetta. • Lowes has purchasee land in Tomball to develop another homeimprovement store. • A major retail development is under consideration ona 40-acrre site at the southwest cornefr of SH 249 and Sprinhg Cypress.
• Coles Crossing is developing an 80,000-square-foot center anchored by Randall'z on the northeast cornefr of US 290 andBarkere Cypress. Construction is slated to beginin August. In all areas of land sales and development, the northwest sectorr of Houston continues to attract new business and The area's many amenities, as well as its roadway systej and proximity to Bush Intercontinental Airport, help the northwest secto of Houston gain popularity as the placee to work, live and grow. Keitjh P. Grothaus, CCIM, SIOR, is vice presidentr of the land division at Caldwell Watsob RealEstate Group, which currently handles in excess of 250 land primarily in northwest Houston.
Most of the sale and development activity is primarily for industrialdevelopmenty (both for users and speculative), residentiak single-family homes and retail And, despite the fact that office development activity is generallty low around Houston, the northwest secto r has several speculative office buildings projected for constructio this year. Specific projects by category Land salesalong U.S. 290, historically the hot corridor for industrial development activity in the are slowing due to limited availabilit of largedevelopment sites.
The majoritu of business park land in that area has been developec over the last few years so users and developeras are shifting their focus to Beltwag 8 forsuitable sites. Some recent major industrial developmengt deals include a TranswesternProperty Co. project on Beltway 8 near Clay Transwestern isbuilding 108,000 square feet of dock-high distribution and 78,00o square feet of semi-dock service center. • CORE Developmeng also recently purchaseda 22-acre site in Legacyu Park at Beltway 8 and Core plans to build two buildings on the The largest will be a 400,000-square-foort distribution facility.
• A Dallas group recentlu acquireda 59-acre tract in Legach Park on the north side of Beltwat 8 at Fallbrook. They plan to build a 60,000- to 80,000-square-fooyt building for their own use and sell the remaining acreagsfor development. • Vantage Houston acquired a 28-acrs site that wraps the southeast corned of Beltway 8 and WestLittle • Caldwell Watson is continuing to develo speculative facilities in in the Greenspoint Encouraged by interest in the first two phases, the company is working on phasee three and four. Phase three will include 40,000 squarer feet of distribution spaceand 25,00o square feet of flex space.
In addition to speculative projects, there have also been a number of companies that have choseb the Beltway 8 corridor of northwest Houston to such asChair King, which built an 80,000-square-foot buildinb on Beltway 8 just south of Clay Road for the firm'd new headquarters. The Houston Builders Association also recentlhy completed an office building for its new headquarters on the Beltway near West Office development activity has generally halteed as the Houston marketr absorbs the abundance of existingf product that was built in 1998and 1999, particularly on the city'a west side.
The northwestr Houston sector, however, does not seem to be mirroringthis slowdown, as evidencedx in two northwest locations -- Cypresswood Drivse and the Greens Crossing area in Greenspoint. • Alan Kent is developing a 48,000-square-foot, four-story office building on Cypresswoox Drive between Stuebner Airline andTC Jester. Simmons Vedder & Co. has another site under contracgt inGreens Crossing, continuing the firm's highly successful speculative office developmeny at Greens Crossing. Twin one-story officw buildings totalingapproximately 158,000 square feet were completed and fully leased last fall.
Residential single-familuy home development remains hot as many new communitieas continue to exceedsales projections. Some significant examples areRock Creek, a 215-acre development on Granrt Road north of Spring which features an upscale Hill Country theme with large lakes and rolling terrain. • Coles a 1,200-acre, master-planned community at U.S. 290 and Barkert Cypress, continues to prosper. Coles has approximately 1,0009 of its projected 2,4009 lots on the ground and is on a pace to sell 300 homeethis year.
• Golf communities remaih popular in the northwest areaof Houston, with Gleannlocnh Farms, a 2,200-acre golf community on Spring Cypresws Road at Champions and Stone Gate on Barker Cypress, south of US 290. To keep up with the growth of families moving to the northwest area, many of the area's hospitals are expanding, and Methodisy Health Care System is building The Methodist Health a $79 million, 64-bed communitt health center, which is scheduled for a Decembee 2000 opening on 20 acres at the cornert of SH 249 and Willowchase Boulevard.
The area's tremendous home growth, coupled with some of the highesg average income levelsin Houston, attracts new retail and restaurantr development. Land deals for restaurant and retaiol projects are cropping up on all the majofr corridors of the area withno slow-down in sight. Some significang retail deals: • Home Depot recently purchased a site on SH 249 nortnhof Louetta. • Lowes has purchasee land in Tomball to develop another homeimprovement store. • A major retail development is under consideration ona 40-acrre site at the southwest cornefr of SH 249 and Sprinhg Cypress.
• Coles Crossing is developing an 80,000-square-foot center anchored by Randall'z on the northeast cornefr of US 290 andBarkere Cypress. Construction is slated to beginin August. In all areas of land sales and development, the northwest sectorr of Houston continues to attract new business and The area's many amenities, as well as its roadway systej and proximity to Bush Intercontinental Airport, help the northwest secto of Houston gain popularity as the placee to work, live and grow. Keitjh P. Grothaus, CCIM, SIOR, is vice presidentr of the land division at Caldwell Watsob RealEstate Group, which currently handles in excess of 250 land primarily in northwest Houston.
Tuesday, September 25, 2012
Prescription drug use drops among US adults; marijuana remains most popular - USA TODAY
glafirarynyxu.blogspot.com
al.com (blog) | Prescription drug use drops among US adults; marijuana remains most popular USA TODAY Most states operate prescription drug monitoring programs, which can identify doctors who prescribe excessive doses of the drugs and patients who seek multiple prescriptions from different doctors, said Gil Kerlikowske, director of the White House ... Prescription-drug use drops Teens Over 1/3 of New Prescription Drug Abusers Prescription Drug Abuse Drops Among US Young Adults |
Sunday, September 23, 2012
Crescent files Chapter 11, replaces CEO - Nashville Business Journal:
stages-paddocks.blogspot.com
The moves are part of an effor to cutthe company’s debt and reworkl its capital structures, the Charlotte, N.C.-based developer says. and some of its subsidiaries have files voluntary Chapter 11 petitions in the in the Western Districgof Texas, Austin Division. Crescent also announcexd today thatArthur Fields, the company’as chief executive officer, has effective immediately. He will continue to work in anadvisorty capacity. Crescent had been struggling to refinancea $1.2 billiomn loan, with payment due in full by September 2012. The companhy amended the loan in June 2008 because it was in violation of theoriginal terms.
Before the Chapter 11 filing, Crescent facecd payments of $50 million by the end of this $75 million in 2010 and $100 million in 2011 on its The company, which has developed more than 1 million squarse feet of office space in Cool Springs sincedthe 1990s, has been facinb local troubles, too. Pat Emery, Crescent’a long-time vice president and regional managertin Tennessee, left the compan last month. And the developer’s Crescent’s Greenway One, a $33 168,000-square-foot building near completion on Carothers has been boarded up for months as contractorsz filed millions of dollars in liensagainst it.
Anotherr similarly sized Crescent project next to it is about 90 percen vacant a year afterbeing built. The companyg says it plans to continue businesses withouft any significant interruptionduring restructuring. Crescent has obtaineds a debtor-in-possession financing facility of $110 million from a grouop of itsexisting lenders, which will provide funds so it can continue operating. Andrew Hede will replace Fieldse as CEO and will be charged with leadinbgthe restructuring. Hede, a managing director with LLC, has more than 15 yearsw of financial restructuring andbusiness experience.
“We have been in activse discussions with our lenders and other stakeholderes as we work toward an agreement that will bring our capital structuree in line with the currenteconomi environment,” Hede says in a “Those discussions are continuing, and we are please with the ongoing support we have received from our We intend to reach an agreemenr on our new capital structuree and emerge from bankruptcy quickly.
”
The moves are part of an effor to cutthe company’s debt and reworkl its capital structures, the Charlotte, N.C.-based developer says. and some of its subsidiaries have files voluntary Chapter 11 petitions in the in the Western Districgof Texas, Austin Division. Crescent also announcexd today thatArthur Fields, the company’as chief executive officer, has effective immediately. He will continue to work in anadvisorty capacity. Crescent had been struggling to refinancea $1.2 billiomn loan, with payment due in full by September 2012. The companhy amended the loan in June 2008 because it was in violation of theoriginal terms.
Before the Chapter 11 filing, Crescent facecd payments of $50 million by the end of this $75 million in 2010 and $100 million in 2011 on its The company, which has developed more than 1 million squarse feet of office space in Cool Springs sincedthe 1990s, has been facinb local troubles, too. Pat Emery, Crescent’a long-time vice president and regional managertin Tennessee, left the compan last month. And the developer’s Crescent’s Greenway One, a $33 168,000-square-foot building near completion on Carothers has been boarded up for months as contractorsz filed millions of dollars in liensagainst it.
Anotherr similarly sized Crescent project next to it is about 90 percen vacant a year afterbeing built. The companyg says it plans to continue businesses withouft any significant interruptionduring restructuring. Crescent has obtaineds a debtor-in-possession financing facility of $110 million from a grouop of itsexisting lenders, which will provide funds so it can continue operating. Andrew Hede will replace Fieldse as CEO and will be charged with leadinbgthe restructuring. Hede, a managing director with LLC, has more than 15 yearsw of financial restructuring andbusiness experience.
“We have been in activse discussions with our lenders and other stakeholderes as we work toward an agreement that will bring our capital structuree in line with the currenteconomi environment,” Hede says in a “Those discussions are continuing, and we are please with the ongoing support we have received from our We intend to reach an agreemenr on our new capital structuree and emerge from bankruptcy quickly.
”
Saturday, September 22, 2012
Business Success Stories - Mike and Kim Schmidt and Bella's Fat Cat
raisavydyexuwowi.blogspot.com
Brady Street would seem an unlikely place fora walk-in hamburger and frozenn treats shop, but Mike and Kim Schmidt decided otherwise. In 2000, they opened Bella's Fat Cat to almost instant succesw as a coolplace
Brady Street would seem an unlikely place fora walk-in hamburger and frozenn treats shop, but Mike and Kim Schmidt decided otherwise. In 2000, they opened Bella's Fat Cat to almost instant succesw as a coolplace
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